eprintid: 78096 rev_number: 11 eprint_status: archive userid: 12460 dir: disk0/00/07/80/96 datestamp: 2026-09-09 07:18:40 lastmod: 2026-09-09 07:18:40 status_changed: 2026-09-09 07:18:40 type: thesis metadata_visibility: show contact_email: muh.khabib@uin-suka.ac.id creators_name: Fadhillah Nur Afifah, NIM.: 22108020081 title: INTENSI MENABUNG EMAS DIGITAL DENGAN LITERASI KEUANGAN SYARIAH SEBAGAI VARIABEL MODERASI PADA GENERASI Z DI YOGYAKARTA ispublished: pub subjects: 332.1 divisions: jur_ps full_text_status: restricted keywords: Teori TAM, Persepsi Kemudahan Penggunaan, Persepsi Manfaat, Kepercayaan, Keamanan, Literasi Keuangan Syariah, Gen Z note: Dr. Joko Setyono, SE,. M.Si. abstract: The increase in gold prices over the past five years indicates that gold is a viable investment, but Generation Z's participation in digital gold savings through the Dana app remains low. This study aims to analyze the influence of perceived ease of use, perceived usefulness, trust, and security, moderated by Islamic financial literacy, on the intention to save digital gold among Generation Z in Yogyakarta. The quantitative study involved 127 respondents using SEM-PLS analysis. The results showed that perceived usefulness and trust influenced the intention to save digital gold. Meanwhile, perceived ease of use, security, and Islamic financial literacy, as moderators, did not influence the intention to save. Consequently, Dana needs to focus on strategies to increase perceived usefulness and trust. date: 2026-07-15 date_type: published pages: 202 institution: UIN SUNAN KALIJAGA YOGYAKARTA department: FAKULTAS EKONOMI DAN BISNIS ISLAM thesis_type: skripsi thesis_name: other citation: Fadhillah Nur Afifah, NIM.: 22108020081 (2026) INTENSI MENABUNG EMAS DIGITAL DENGAN LITERASI KEUANGAN SYARIAH SEBAGAI VARIABEL MODERASI PADA GENERASI Z DI YOGYAKARTA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. document_url: https://digilib.uin-suka.ac.id/id/eprint/78096/1/22108020081_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf document_url: https://digilib.uin-suka.ac.id/id/eprint/78096/2/22108020081_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf