@phdthesis{digilib78103,
           month = {August},
           title = {DETERMINAN KEPUTUSAN INVESTOR DALAM PENGGUNAAN PLATFORM INVESTASI SYARIAH: INTEGRASI FAKTOR TEKNOLOGI, KEPERCAYAAN, DAN PERSEPSI RISIKO},
          school = {UIN SUNAN KALIJAGA YOGYAKARTA},
          author = {NIM.: 22108030026 Wansisca Putri Anggraini},
            year = {2026},
            note = {Dr. Darmawan, SPd., MAB.},
        keywords = {Technology Acceptance Model, Niat Perilaku, Penggunaan Aktual, Platform Investasi Syariah},
             url = {https://digilib.uin-suka.ac.id/id/eprint/78103/},
        abstract = {This study aims to examine the determinants of investors? decisions to use Islamic investment platforms through investor intention, with perceived risk as a moderating variable. This study employs a quantitative approach using a survey method. The population consists of investors who use Islamic investment platforms in Indonesia. A total of 303 respondents were selected using purposive sampling. Data were collected through questionnaires and analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The results show that perceived ease of use, perceived usefulness, trust, compatibility, and perceived sharia compliance have positive effects on behavioral intention. Behavioral intention has a positive effect on actual use. Furthermore, perceived risk negatively moderates the effect of behavioral intention on actual use. These findings indicate that the higher the perceived risk, the weaker the influence of investor intention on the actual use of Islamic investment platforms. All research hypotheses were supported.}
}