http://digilib.uin-suka.ac.id/id/eprint/78114 2026-09-11T02:26:22Z info:eu-repo/semantics/descriptiveMetadata https://digilib.uin-suka.ac.id/id/eprint/78114/ PENGARUH LITERASI KEUANGAN SYARIAH DAN PEMAHAMAN COMPOUNDING RETURN TERHADAP KESEJAHTERAAN FINANSIAL MAHASISWA GENERASI Z Abyan Akmal Hakim, NIM.: 22108030074 658.15 Manajemen Keuangan This study aims to analyze the effect of Islamic Financial Literacy and Compounding Return Understanding on the Financial Well-being of Muslim Generation Z university students in Indonesia. This research employed a quantitative approach with an explanatory survey design. Data were collected through questionnaires from 211 Muslim Generation Z university students and analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The results show that Islamic Financial Literacy has a positive and significant effect on Financial Well-being, with β = 0.367, t-statistic = 6.005, and p-value < 0.001. Compounding Return Understanding also has a positive and significant effect on Financial Well-being, with β = 0.493, t-statistic = 11.463, and p-value < 0.001. These findings indicate that understanding Islamic financial principles and the ability to understand asset growth through time, consistency, and reinvestment can contribute to students’ financial well-being. The findings provide practical implications for developing Islamic financial literacy and long-term financial planning education for young people. 2026-08-12 Thesis NonPeerReviewed text id https://digilib.uin-suka.ac.id/id/eprint/78114/1/22108030074_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf text id https://digilib.uin-suka.ac.id/id/eprint/78114/2/22108030074_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf Abyan Akmal Hakim, NIM.: 22108030074 (2026) PENGARUH LITERASI KEUANGAN SYARIAH DAN PEMAHAMAN COMPOUNDING RETURN TERHADAP KESEJAHTERAAN FINANSIAL MAHASISWA GENERASI Z. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. info:eu-repo/semantics/objectFile info:eu-repo/semantics/objectFile info:eu-repo/semantics/humanStartPage