eprintid: 78114
rev_number: 10
eprint_status: archive
userid: 12460
dir: disk0/00/07/81/14
datestamp: 2026-09-11 02:26:22
lastmod: 2026-09-11 02:26:22
status_changed: 2026-09-11 02:26:22
type: thesis
metadata_visibility: show
contact_email: muh.khabib@uin-suka.ac.id
creators_name: Abyan Akmal Hakim, NIM.: 22108030074
title: PENGARUH LITERASI KEUANGAN SYARIAH DAN PEMAHAMAN COMPOUNDING RETURN TERHADAP KESEJAHTERAAN FINANSIAL MAHASISWA GENERASI Z
ispublished: pub
subjects: 658.15
divisions: jur_mks
full_text_status: restricted
keywords: Literasi Keuangan Syariah, Compounding Return, Financial Well-being, Generasi Z, SEM-PLS
note: Ratna Sofiana, SH., M.SI.
abstract: This study aims to analyze the effect of Islamic Financial Literacy and Compounding Return Understanding on the Financial Well-being of Muslim Generation Z university students in Indonesia. This research employed a quantitative approach with an explanatory survey design. Data were collected through questionnaires from 211 Muslim Generation Z university students and analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The results show that Islamic Financial Literacy has a positive and significant effect on Financial Well-being, with β = 0.367, t-statistic = 6.005, and p-value < 0.001. Compounding Return Understanding also has a positive and significant effect on Financial Well-being, with β = 0.493, t-statistic = 11.463, and p-value < 0.001. These findings indicate that understanding Islamic financial principles and the ability to understand asset growth through time, consistency, and reinvestment can contribute to students’ financial well-being. The findings provide practical implications for developing Islamic financial literacy and long-term financial planning education for young people.
date: 2026-08-12
date_type: published
pages: 144
institution: UIN SUNAN KALIJAGA YOGYAKARTA
department: FAKULTAS EKONOMI DAN BISNIS ISLAM
thesis_type: skripsi
thesis_name: other
citation:   Abyan Akmal Hakim, NIM.: 22108030074  (2026) PENGARUH LITERASI KEUANGAN SYARIAH DAN PEMAHAMAN COMPOUNDING RETURN TERHADAP KESEJAHTERAAN FINANSIAL MAHASISWA GENERASI Z.  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/78114/1/22108030074_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/78114/2/22108030074_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf