<mets:mets OBJID="eprint_78333" LABEL="Eprints Item" xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mets="http://www.loc.gov/METS/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2026-09-20T02:52:09Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>Institutional Repository UIN Sunan Kalijaga Yogyakarta</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_78333_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>Determinants and Outcomes of Equity-Based Financing in Islamic Banking A Multi-Level Meta-Analytic Structural Equation Model</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">-</mods:namePart><mods:namePart type="family">Darmawan</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:name type="personal"><mods:namePart type="given">-</mods:namePart><mods:namePart type="family">Sugito</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>This paper is a consolidation of studies on equity-based financing (EBF) in Islamic banking &#13;
with a focus on analyzing some underlying reasons why EBF is still rarely implemented &#13;
despite its good theoretical support. The analysis is done using Meta-Analytic Structural &#13;
Equation Modelling (MASEM) on 29 empirical studies. The results show that trust and strong &#13;
Shariah governance are the significant factors for the adoption of EBF, while risk perceptions &#13;
and high monitoring costs are the barriers for its adoption. Your practical significance seems to &#13;
be revealed in two more finding that EBF has positive impact on customer satisfaction and &#13;
bank performance. Concerns about trust arise in how these financing methods apply in various &#13;
settings, depending on factors like religiosity and the strength or type of regulatory frameworks. &#13;
Governance and regulatory frameworks could be the key to making theoretical promises a &#13;
reality in Islamic Finance (IF), findings from a wide-ranging study by the Institute for &#13;
International Finance suggest.</mods:abstract><mods:classification authority="lcc">332.1 Banks/Bank, Perbankan</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">2026</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>Macrothink Institute.</mods:publisher></mods:originInfo><mods:genre>Article</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_78333"><mets:rightsMD ID="rights_eprint_78333_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
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