<mets:mets OBJID="eprint_78505" LABEL="Eprints Item" xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mets="http://www.loc.gov/METS/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2026-10-22T08:31:32Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>Institutional Repository UIN Sunan Kalijaga Yogyakarta</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_78505_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>DETERMINAN KINERJA INVESTASI DANA HAJI DI INDONESIA: STUDI EMPIRIS PADA BADAN PENGELOLA KEUANGAN HAJI (BPKH) PERIODE 2018–2024</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">NIM.: 22108030046</mods:namePart><mods:namePart type="family">Novi Tsania Fitriana NIM. 22108030046</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>The fluctuation of BPKH’s ROI (5,31% - 7,22%) amidst rising AUM underlies this research. This Study aims to analyze the relationships between mandatory liquidity, the investment ratio, and total managed funds with ROI for the 2018–2024 period. A quantitative approach utilizing secondary data was employed, with analysis conducted via the Kendall’s Tau-b correlation test. The results indicate that mandatory liquidity has a negative relationship with ROI, whereas the investment ratio and total managed funds exhibit a positive relationship; however, none of these relationships are statistically significant. These findings provide empirical insight into the relationship between internal factors and the investment performance of Hajj funds.</mods:abstract><mods:classification authority="lcc">332 Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">2026-07-13</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>UIN SUNAN KALIJAGA YOGYAKARTA;FAKULTAS EKONOMI DAN BISNIS ISLAM</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_78505"><mets:rightsMD ID="rights_eprint_78505_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
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