Institutional Repository UIN Sunan Kalijaga YogyakartaMETODE ISTINBAT HUKUM SYAIKH ALI JUM‘AH DAN SYAIKH WAHBAH AZ-ZUHAILI TENTANG BUNGA BANK: STUDI KOMPARATIF PENDEKATAN BAYANI, TA'LILI DAN ISTISLAHINIM.: 22203012092Ahmad MuhakamurohmanauthorDifferences among Muslim scholars regarding the legal status of bank interest constitute a significant issue in contemporary Islamic economic law. Such differences not only result in divergent fatwas but also reflect differences in the methodology of Islamic legal reasoning (istinbāṭ al-aḥkām). This study aims to analyze the legal reasoning methodologies of Shaykh Ali Jum‘ah and Shaykh Wahbah az-Zuhayli concerning bank interest and to compare their similarities and differences through the bayānī, ta‘līlī, and istiṣlāḥī approaches. Both are prominent encyclopedic scholars who represent, respectively, the camp that permits bank interest and the camp that prohibits it. This study employs a qualitative library research method. Primary data are drawn from the works of both scholars, while secondary data consist of scholarly books, journal articles, theses, dissertations, and other relevant documents. Data are analyzed using descriptive-analytical and comparative methods within the framework of uṣūl al-fiqh. The research findings indicate that Shaykh ʿAlī Jumʿah’s method of legal reasoning (istinbāṭ al-ḥukm) integrates the Bayānī, Taʿlīlī, and Istiṣlāḥī approaches, with an emphasis on taṣawwur al-masʾalah, takyīf fiqhī, taḥqīq al-manāṭ, as well as consideration of the maqāṣid al-sharīʿah in understanding the realities of modern banking. In contrast, Shaykh Wahbah az-Zuhayli emphasizes the continuity of classical Islamic jurisprudence in addressing contemporary issues through the classification of bank transactions as qard, the application of the general meaning of scriptural texts, the identification of ziyādah (stipulated increment over the principal of a loan) as the ‘illah of ribā, and the use of qiyās. Both scholars rely on the Qur’an, Sunnah, ijmā‘, qiyās, and maqāṣid as-Syarī‘ah, but differ in their conceptualization of the legal issue, takyīf fiqhī, determination of the ‘illah, and the methodological function of maqāṣid as-Syarī‘ah. This study concludes that the differing legal rulings of Shaykh Ali Jum‘ah and Shaykh Wahbah az-Zuhayli on bank interest do not primarily stem from differences in the sources of Islamic law, but from differences in their methodological paradigms in understanding the legal object and applying the instruments of uṣūl al-fiqh to contemporary economic realities. Their divergent conclusions therefore reflect different methodological constructions in relating scriptural evidence, legal causation, and contemporary realities in the process of Islamic legal reasoning.340.2 Hukum Perbandingan2026-08-19UIN SUNAN KALIJAGA YOGYAKARTA;FAKULTAS SYARIAH DAN HUKUMThesis

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