<mets:mets OBJID="eprint_79478" LABEL="Eprints Item" xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mets="http://www.loc.gov/METS/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2026-10-28T06:55:37Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>Institutional Repository UIN Sunan Kalijaga Yogyakarta</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_79478_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>PENGARUH KEBIJAKAN MAKROPRUDENSIAL, PROFITABILITAS, DAN UKURAN BANK TERHADAP STABILITAS KEUANGAN BANK UMUM KONVENSIONAL DAN BANK UMUM SYARIAH DI INDONESIA</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">NIM.: 22108020033</mods:namePart><mods:namePart type="family">Masita Hapsari</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>This study analyzes the impact of macroprudential policies, including LTV/FTV, RIM, and PLM, as well as internal bank factors such as profitability and bank SIZE on the financial stability of Islamic commercial banks (BUS) and conventional commercial banks (BUK). The population in this study includes all Islamic commercial banks (BUS) and conventional commercial banks (BUK) in Indonesia, with a sample of 10 BUS and 10 BUK covering the period 2018–2025. The results of the analysis reveal differences in the effects between the two types of banks. Of the five hypotheses proposed, only two were accepted for BUS, while the other three were rejected. Meanwhile, for BUK, three hypotheses were accepted and two were rejected. Overall, the research findings indicate that the implementation of macroprudential policies has not been fully effective in maintaining the stability of the banking system in Indonesia.</mods:abstract><mods:classification authority="lcc">332.1 Banks/Bank, Perbankan</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">2026-07-28</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>UIN SUNAN KALIJAGA YOGYAKARTA;FAKULTAS EKONOMI DAN BISNIS ISLAM</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_79478"><mets:rightsMD ID="rights_eprint_79478_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
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