%0 Thesis
%9 Doctoral
%A Chaidir Iswanaji, NIM.: 20300012011
%B PASCASARJANA
%D 2026
%F digilib:79604
%I UIN SUNAN KALIJAGA YOGYAKARTA
%K Model Distribusi, Zakat Produktif, Mustahik, Muzaki, Pemberdayaan Ekonomi, Amil
%P 451
%T MODEL DISTRIBUSI ZAKAT PRODUKTIF SEBAGAI UPAYA TRANSFORMASI MUSTAHIK MENJADI MUZAKI
%U https://digilib.uin-suka.ac.id/id/eprint/79604/
%X The problem of productive zakat distribution in the Special  Region of Yogyakarta remains a major challenge that requires  sustainable solutions. Productive zakat has great potential to support  economic independence but has not been effective in encouraging the  transformation of mustahik into muzaki. This study aims to analyze the  distribution pattern of productive zakat, identify success factors and  obstacles, explain the stages of mustahik transformation along with the  role of amil, and formulate an effective zakat distribution model. The  study used a descriptive qualitative approach with a multi-case design  in eight Zakat Management Institutions (consisting of BAZNAS DIY,  BAZNAS Sleman, LAZISMU Sleman/ Gunungkidul/ Kulon Progo,  LAZISNU Bantul, Rumah Zakat Yogyakarta, and Rumah Zakat  Sleman). Data were obtained from in-depth interviews, observations,  and documentation of 21 managers and 55 mustahik. Main findings:  (1) Distribution patterns vary; BAZNAS DIY excels in digitalization,  LAZISMU in systematic planning, LAZISNU in community-based  approaches and religious networks, Rumah Zakat DIY in a revolving  business system, BAZNAS Sleman is administratively orderly but  weak in evaluating mustahik performance, while Rumah Zakat Sleman  does not yet have sustainable mentoring. (2) Factors that determine  success include intensive mentoring, consistency of 2–3-year  programs, the accuracy of the empowerment approach, integration of  economic assistance and mentoring, the ability to build an  empowerment ecosystem, and the spiritual dimension. Obstacles  include weak post-distribution mentoring (61.8% of mustahik are  mentored for 1 year), program fragmentation, instant expectations of  institutions, a culture of dependency on mustahik, and limited capacity  of amil (38.2% stated that mentors are not optimal). (3)  Transformation of mustahik is a gradual process that takes place  through six stages: economic vulnerability, introduction of  intervention, learning and adjustment, capacity strengthening and  business stabilization, relative independence, to sustaina independence and the potential to become muzakki. Of the initial 55  mustahik, 30 had complete and consistent data that met the  longitudinal analysis criteria; 22 of them (73.3%) achieved relative  independence with income above Rp1,500,000 per month and began  to set aside 2.5% for infaq or charity as a practice for zakat. (4) The  proposed productive zakat distribution model has several novel  elements, namely tripartite collaboration (LPZ, academics, local  government), automatic savings of 2.5%, structured spiritual  guidance, access to further capital to Islamic Financial Institutions, a  rescheduling scheme for mustahik who fail the selection, and  outcome-based evaluation on three economic, behavioral, and  spiritual dimensions. This research contributes theoretically to the  development of Islamic economics, particularly the integration of  productive zakat theory, community empowerment theory, and POAC  management theory within the framework of mustahik transformation.  Practically, this research provides operational guidance for LPZ in  designing productive zakat programs oriented toward the economic  independence and spiritual awareness of mustahik.
%Z Prof. Dr. H. Syamsul Anwar, M.A. dan Prof. Dr. H. Syafiq Mahmadah Hanafi, M.Ag.