<mets:mets OBJID="eprint_79605" LABEL="Eprints Item" xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mets="http://www.loc.gov/METS/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2026-11-01T13:10:00Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>Institutional Repository UIN Sunan Kalijaga Yogyakarta</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_79605_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>INOVASI TEKNOLOGI DALAM PENGELOLAAN DANA&#13;
FILANTROPI ISLAM DI BAZNAS RI DAN IMPLIKASINYA TERHADAP PENGEMBANGAN FIKIH ZAKAT DI ERA DIGITAL</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">NIM.: 22300015007</mods:namePart><mods:namePart type="family">Hilmi Ridho</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>Islamic philanthropic fund management in BAZNAZ RI has&#13;
been developing, and so has the process of collecting it. However,&#13;
zakat payment through digital platform, in its practices, sparks&#13;
transparency and legal status problems. This research aims to analyse&#13;
factors underlying digital-based ZIS-DSKL. It also intends to identify&#13;
and evaluate its fund management improvement strategy within digital&#13;
era, and formulates its implication for the development of fiqh of&#13;
zakat. An empirical and normative approaches are used in this&#13;
empirical-sociological research. While empirical approach is meant to&#13;
examine the practice of fund management out of interviews and&#13;
document reviews, the normative one is used to analyse digital zakat&#13;
practices out of observation data under maqāṣid al-syarī`ah and&#13;
principle of fiqh frame. The discoveries of the study confirm the three&#13;
fundamental factors (national critical situation, institution&#13;
competence, and regulatory requirements) that influence fund&#13;
management digitalization on ZIS-DSKL at BAZNAS RI.&#13;
Management transformation occurs in digital-based payment of zakat,&#13;
transparency and accountability assurance, muzaki (zakat giver) and&#13;
mustahik (zakat receiver) dignity upholding, and zakat-distribution&#13;
acceleration. Digitalization proves a success in the transparency and&#13;
accountability improvements in the mustahik-determination accuracy,&#13;
resulting in a function shift, from charitable to social protection&#13;
instrument, which agrees to the principle of ḥifẓ al-māl, ḥifẓ al-dīn,&#13;
ḥifẓ al-nafs, and ḥifẓ al-karāmah al-insāniyyah. The achievement,&#13;
however, remains in the levels of administration, efficiency, and&#13;
transparency. To improve the management, BAZNAS RI applies a&#13;
collaborative strategy, partnering with government agencies,&#13;
international institutions, local communities, and other zakat boards.&#13;
The collaboration involves aspects of management, collection, and&#13;
distribution. In terms of collecting zakat, the innovation strategy&#13;
comprises banking services, digital services, and hybrid. This&#13;
collaborative strategy brought significant impacts to national collection increase, reaching 27.18% per year in average from 2016 to&#13;
2024. Productive funds utilization and mustahik coverage&#13;
enhancement are two new distribution strategies, which are meant for&#13;
a better and fairer distribution according to maqasid. Its effectiveness,&#13;
however, is hindered by poor technology literacy, digital-access gap,&#13;
and maqasid-based impact indicator unavailability. Digital platform&#13;
zakat payment changes the paradigm, from formality to substantial.&#13;
The change discharges the obligation of zakat intention since the&#13;
substance itself has been represented by ta`bīr al-irādah (filling out&#13;
the form and confirming the payment). Ijab-qabul is not the validity&#13;
benchmark limit, but the presence of qabḍ ḥukmī in the form of digital&#13;
notification. Tamlīk ḥukmī occurs as the money has been credited to&#13;
the account. Digitalization also demands ḥifẓ al-māl enhancement,&#13;
bringing transparency and accountability about, and bears digital ‘urf&#13;
and digital amil, in which clear fatwa and regulation are needed.</mods:abstract><mods:classification authority="lcc">297.33 Badan Amil Zakat</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">2026-09-28</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>UIN SUNAN KALIJAGA YOGYAKARTA;PASCASARJANA</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_79605"><mets:rightsMD ID="rights_eprint_79605_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
<p xmlns="http://www.w3.org/1999/xhtml"><strong>For work being deposited by its own author:</strong> 
In self-archiving this collection of files and associated bibliographic 
metadata, I grant Institutional Repository UIN Sunan Kalijaga Yogyakarta the right to store 
them and to make them permanently available publicly for free on-line. 
I declare that this material is my own intellectual property and I 
understand that Institutional Repository UIN Sunan Kalijaga Yogyakarta does not assume any 
responsibility if there is any breach of copyright in distributing these 
files or metadata. (All authors are urged to prominently assert their 
copyright on the title page of their work.)</p>

<p xmlns="http://www.w3.org/1999/xhtml"><strong>For work being deposited by someone other than its 
author:</strong> I hereby declare that the collection of files and 
associated bibliographic metadata that I am archiving at 
Institutional Repository UIN Sunan Kalijaga Yogyakarta) is in the public domain. If this is 
not the case, I accept full responsibility for any breach of copyright 
that distributing these files or metadata may entail.</p>

<p xmlns="http://www.w3.org/1999/xhtml">Clicking on the deposit button indicates your agreement to these 
terms.</p>
    </mods:useAndReproduction></mets:xmlData></mets:mdWrap></mets:rightsMD></mets:amdSec><mets:fileSec><mets:fileGrp USE="reference"><mets:file ID="eprint_79605_1087677_1" SIZE="23407953" OWNERID="https://digilib.uin-suka.ac.id/id/eprint/79605/1/22300015007_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf" MIMETYPE="application/pdf"><mets:FLocat LOCTYPE="URL" xlink:type="simple" xlink:href="https://digilib.uin-suka.ac.id/id/eprint/79605/1/22300015007_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf"></mets:FLocat></mets:file></mets:fileGrp><mets:fileGrp USE="reference"><mets:file ID="eprint_79605_1087678_1" SIZE="47368392" OWNERID="https://digilib.uin-suka.ac.id/id/eprint/79605/2/22300015007_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf" MIMETYPE="application/pdf"><mets:FLocat LOCTYPE="URL" xlink:type="simple" xlink:href="https://digilib.uin-suka.ac.id/id/eprint/79605/2/22300015007_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf"></mets:FLocat></mets:file></mets:fileGrp></mets:fileSec><mets:structMap><mets:div DMDID="DMD_eprint_79605_mods" ADMID="TMD_eprint_79605"><mets:fptr FILEID="eprint_79605_document_1087677_1"></mets:fptr><mets:fptr FILEID="eprint_79605_document_1087678_1"></mets:fptr></mets:div></mets:structMap></mets:mets>