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rdfs:label "INOVASI TEKNOLOGI DALAM PENGELOLAAN DANA\r\nFILANTROPI ISLAM DI BAZNAS RI DAN IMPLIKASINYA TERHADAP PENGEMBANGAN FIKIH ZAKAT DI ERA DIGITAL (Text)"^^xsd:string .
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rdfs:label "INOVASI TEKNOLOGI DALAM PENGELOLAAN DANA\r\nFILANTROPI ISLAM DI BAZNAS RI DAN IMPLIKASINYA TERHADAP PENGEMBANGAN FIKIH ZAKAT DI ERA DIGITAL (Text)"^^xsd:string .
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bibo:abstract "Islamic philanthropic fund management in BAZNAZ RI has\r\nbeen developing, and so has the process of collecting it. However,\r\nzakat payment through digital platform, in its practices, sparks\r\ntransparency and legal status problems. This research aims to analyse\r\nfactors underlying digital-based ZIS-DSKL. It also intends to identify\r\nand evaluate its fund management improvement strategy within digital\r\nera, and formulates its implication for the development of fiqh of\r\nzakat. An empirical and normative approaches are used in this\r\nempirical-sociological research. While empirical approach is meant to\r\nexamine the practice of fund management out of interviews and\r\ndocument reviews, the normative one is used to analyse digital zakat\r\npractices out of observation data under maqāṣid al-syarī`ah and\r\nprinciple of fiqh frame. The discoveries of the study confirm the three\r\nfundamental factors (national critical situation, institution\r\ncompetence, and regulatory requirements) that influence fund\r\nmanagement digitalization on ZIS-DSKL at BAZNAS RI.\r\nManagement transformation occurs in digital-based payment of zakat,\r\ntransparency and accountability assurance, muzaki (zakat giver) and\r\nmustahik (zakat receiver) dignity upholding, and zakat-distribution\r\nacceleration. Digitalization proves a success in the transparency and\r\naccountability improvements in the mustahik-determination accuracy,\r\nresulting in a function shift, from charitable to social protection\r\ninstrument, which agrees to the principle of ḥifẓ al-māl, ḥifẓ al-dīn,\r\nḥifẓ al-nafs, and ḥifẓ al-karāmah al-insāniyyah. The achievement,\r\nhowever, remains in the levels of administration, efficiency, and\r\ntransparency. To improve the management, BAZNAS RI applies a\r\ncollaborative strategy, partnering with government agencies,\r\ninternational institutions, local communities, and other zakat boards.\r\nThe collaboration involves aspects of management, collection, and\r\ndistribution. In terms of collecting zakat, the innovation strategy\r\ncomprises banking services, digital services, and hybrid. This\r\ncollaborative strategy brought significant impacts to national collection increase, reaching 27.18% per year in average from 2016 to\r\n2024. Productive funds utilization and mustahik coverage\r\nenhancement are two new distribution strategies, which are meant for\r\na better and fairer distribution according to maqasid. Its effectiveness,\r\nhowever, is hindered by poor technology literacy, digital-access gap,\r\nand maqasid-based impact indicator unavailability. Digital platform\r\nzakat payment changes the paradigm, from formality to substantial.\r\nThe change discharges the obligation of zakat intention since the\r\nsubstance itself has been represented by ta`bīr al-irādah (filling out\r\nthe form and confirming the payment). Ijab-qabul is not the validity\r\nbenchmark limit, but the presence of qabḍ ḥukmī in the form of digital\r\nnotification. Tamlīk ḥukmī occurs as the money has been credited to\r\nthe account. Digitalization also demands ḥifẓ al-māl enhancement,\r\nbringing transparency and accountability about, and bears digital ‘urf\r\nand digital amil, in which clear fatwa and regulation are needed."^^xsd:string;
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dct:date "2026-09-28";
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skos:prefLabel "297.33 Badan Amil Zakat" .
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dc:title "HTML Summary of #79605 \n\nINOVASI TEKNOLOGI DALAM PENGELOLAAN DANA
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