eprintid: 79678
rev_number: 10
eprint_status: archive
userid: 12460
dir: disk0/00/07/96/78
datestamp: 2026-11-03 02:48:31
lastmod: 2026-11-03 02:48:31
status_changed: 2026-11-03 02:48:31
type: thesis
metadata_visibility: show
contact_email: muh.khabib@uin-suka.ac.id
creators_name: Novingky Ferdinand, NIM.: 22303012017
title: MODEL PENGUATAN EFEKTIVITAS MANAJEMEN RISIKO BERBASIS SADDU DZARI’AH PADA PERBANKAN SYARIAH (STUDI PADA PT BANK SYARIAH INDONESIA (PERSERO) TBK)
ispublished: pub
subjects: 658.15
divisions: S3_Syariah
full_text_status: restricted
keywords: Komitmen Manajemen, Budaya Organisasi, Model Risk
Management, Efektivitas Manajemen Risiko, Saddu Dzari’ah
note: Prof. Dr. H. Syafiq Mahmadah Hanafi, M.Ag. dan Dr. H. Syafaul Mudawam, M.A., M.M.
abstract: Islamic banking faces a dual challenge: sustaining rapid asset
growth while ensuring risk management practices remain aligned with
Islamic legal principles. The gap between formal regulatory
compliance and the substantive implementation of Islamic values in
risk governance represents an underexplored empirical problem,
particularly within the context of Bank Syariah Indonesia (BSI). This
study aims to analyze a model for strengthening risk management
effectiveness based on the principle of Saddu Dzari’ah in Islamic
banking. The study employs a quantitative approach using Structural
equation modeling–Partial Least Squares (SEM-PLS), with data
collected through structured questionnaires administered to
respondents directly involved in risk management at BSI.
The results indicate that all hypotheses (H1–H10) are supported.
Management Commitment (X1), Organizational Culture (X2), and
MRM Implementation (X3) each demonstrated a positive and
significant effect on Saddu Dzari’ah (Z), with MRM Implementation
emerging as the strongest technical predictor (path coefficient = 0.498;
T = 10.448; p < 0.001). All three variables, together with Saddu
Dzari’ah, significantly influenced Risk Management Effectiveness
(Y). Mediation analysis (H8–H10) further confirmed that the Saddu
Dzari’ah principle successfully mediates the relationship between the
independent variables and risk management effectiveness. These
findings provide empirical evidence that risk management
effectiveness in Islamic banking is not solely determined by
managerial support and organizational culture, but equally requires the
implementation of the Saddu Dzari’ah principle as a tangible
manifestation of proactive preventive measures, supported by a robust
MRM system.
date: 2026-08-11
date_type: published
pages: 314
institution: UIN SUNAN KALIJAGA YOGYAKARTA
department: FAKULTAS SYARI’AH DAN HUKUM
thesis_type: doctoral
thesis_name: other
citation:   Novingky Ferdinand, NIM.: 22303012017  (2026) MODEL PENGUATAN EFEKTIVITAS MANAJEMEN RISIKO BERBASIS SADDU DZARI’AH PADA PERBANKAN SYARIAH (STUDI PADA PT BANK SYARIAH INDONESIA (PERSERO) TBK).  Doctoral thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/79678/1/22303012017_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/79678/2/22303012017_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf