%A NIM.: 19108020110 Ayu Ridya Lutfiani %O Rifaatul Indana, S.E.I., M.E., CMA %T PENGARUH KOMPENSASI, LINGKUNGAN KERJA, DAN KOMPETENSI TERHADAP KEPUASAN KERJA KARYAWAN (STUDI KASUS PADA BTN SYARIAH KOTA YOGYAKARTA) %X This study analyzes the effect of compensation, work environment, and competence on employee job satisfaction at BTN Syariah Yogyakarta City. Employing a quantitative approach with multiple linear regression, data were collected via questionnaires. Using non-probability sampling with a purposive sampling technique, 30 employees who fully completed the questionnaire were selected as the final sample. The results show that partially, work environment has a positive and significant effect on job satisfaction, whereas compensation and competence do not have significant effect. Simultaneously, all three variables have a significant effect. These findings indicate that work environment is the most dominant factor shaping employee job satisfaction in Islamic banking. %K kompensasi; lingkungan kerja; kompetensi; kepuasan kerja; perbankan syariah %D 2026 %I UIN SUNAN KALIJAGA YOGYAKARTA %L digilib79738