<mets:mets OBJID="eprint_79810" LABEL="Eprints Item" xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mets="http://www.loc.gov/METS/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2026-11-11T22:29:57Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>Institutional Repository UIN Sunan Kalijaga Yogyakarta</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_79810_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>TINJAUAN HUKUM ISLAM TERHADAP SISTEM SIMPAN PINJAM PADA KOPERASI ANEKA BHAKTI CEMERLANG DI JL. JLAGRAN KODIA YOGYAKARTA</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">NIP.: 90320804</mods:namePart><mods:namePart type="family">Yusrin Titi</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>Penelitian ini menyimpulkan bahwa besarnya bunga yang diterima dan dibayar anggota pada Koperasi Aneka Bhakti Cemerlang merupakan kelebihan yang dikembalikan melalui Sisa Hasil Usaha (SHU) secara sebanding dengan jasa usaha masing-masing anggota. Bunga yang dibayar anggota kepada koperasi digunakan untuk kepentingan pembiayaan administrasi, sehingga dinilai menguntungkan kedua belah pihak dan di dalamnya tidak mengandung unsur riba. Koperasi simpan pinjam ini dinilai lebih banyak manfaatnya daripada mudaratnya, dan sanksi bagi anggota yang terlambat melakukan pembayaran diperbolehkan selama tidak memberatkan anggota, yang mana sistem ini dapat dimasukkan ke dalam kategori maslahat dharuriyah.</mods:abstract><mods:classification authority="lcc">297.4 Hukum Islam</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">1998-08-25</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>UIN Sunan Kalijaga Yogyakarta;fakultas hukum</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_79810"><mets:rightsMD ID="rights_eprint_79810_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
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