PENGARUH USIA, TINGKAT PENDIDIKAN, JUMLAH PINJAMAN, JANGKA WAKTU PENGEMBALIAN PINJAMAN, DAN NILAI JAMINAN TERHADAP KELANCARAN PENGEMBALIAN PEMBIAYAAN PADA BMT AMAL RIZKI DI GUNUNGKIDUL

ELLIS PRESTIA, NIM. 13390046 (2017) PENGARUH USIA, TINGKAT PENDIDIKAN, JUMLAH PINJAMAN, JANGKA WAKTU PENGEMBALIAN PINJAMAN, DAN NILAI JAMINAN TERHADAP KELANCARAN PENGEMBALIAN PEMBIAYAAN PADA BMT AMAL RIZKI DI GUNUNGKIDUL. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

This research aims to determine the factors affecting smoothness of return on financing on BMT Amal Rizki in Gunungkidul using the 5 (five) independent variable that is age, education level, loan amount, loan repayment period, and guarantee value. The dependent variable consists of two categories, the debor is smooth in returning the financing (1) and the debtor is not smooth in returning the financing (0). The population in this study were debtors from BMT Amal Rizki in Gunungkidul who have obtained financing of at least 6 months running, amounting to the debtor as many as 503 people, with 83 samples of debtors consisting of 48 smoothly in returning financing and 35 non-current debtors In return for financing. Data processing using logistic regression with 95% confidence level. The results showed that variables affecting the smooth return of financing are age, loan amount, term of loan repayment, and guarantee.

Item Type: Thesis (Skripsi)
Additional Information: Dian Nuriyah Solissa, SHI, M.Si
Uncontrolled Keywords: Financing, Age, Education, Loan Amount, Duration, Guarantee
Subjects: Manajemen Keuangan Syariah
Divisions: Fakultas Ekonomi dan Bisnis Islam > Manajemen Keuangan Syariah (S1)
Depositing User: Miftahul Ulum [IT Staff]
Date Deposited: 14 Jul 2017 08:07
Last Modified: 14 Jul 2017 08:07
URI: http://digilib.uin-suka.ac.id/id/eprint/26387

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