ANALISIS PERAN PERBANKAN SYARIAH DALAM MENGIMPLEMENTASIKAN KEUANGAN INKLUSIF DI INDONESIA

DODY ADI WIJAYA, NIM. 1382008 (2017) ANALISIS PERAN PERBANKAN SYARIAH DALAM MENGIMPLEMENTASIKAN KEUANGAN INKLUSIF DI INDONESIA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

This research is conducted to know how big influence of independent variable include promotion (X1), financing (X2), and number of office (X3) to dependent variable that is financing customer number (Y) as one indicator in inclusive finance. The data used in this study is secondary data obtained from the statistics of sharia banking issued by the Otoritas Jasa Keuangan. The data is quarterly data for 2011-2016. The analyzer uses SPSS 23 which includes normality test, heterosdasticity test, multicolinearity test, coefficient of determination, F test, and t test. Based on the test, the result of this research is normal distribution with significance value 0,200> 0,05. In the heterosdasticity test shows the image distribution of data that does not show a particular pattern. While in multicolinearity test there is no correlation between independent variables shown with value of tolerance promotional variable 0,944, financing variable 0, 292, office variable variable 0,292 value of three variable have fulfilled requirement that tolerant value ≥ 0,10. Based on the test coefficient of determination shows that the magnitude of independent variables are able to explain and influence the dependent variable of 0.995 which is the test results. Based on F test to measure the feasibility of regression model get significance value 0.000 ≤ 0,05, which means that simultaneously independent variable have significant effect to dependent variable. Based on result of t test show that promotion variable get value t -1,917 while ttabel 2.07. This means that the promotion variable has no significant effect on the variable number of financing customers is shown tcount> ttable value. Financing variables obtained tcount of 30.268 and with ttable 2.07. It means that financing variables significantly affect the variable number of financing customers is shown tcount> ttable. Variable number of office t count 8,522 and with ttabel 2.07. This means that the variable number of offices have a significant effect on the variable number of financing customers is shown tcount> ttable.

Item Type: Thesis (Skripsi)
Additional Information: Jauhar Faradis, SHI.,MA
Uncontrolled Keywords: Financial Inclusion, Promotion, Financing, Number of Offices, and Number of Financing Customers.
Subjects: Perbankan Syariah
Divisions: Fakultas Ekonomi dan Bisnis Islam > Perbankan Syari'ah (S1)
Depositing User: Sugeng Hariyanto, SIP (sugeng.hariyanto@uin-suka.ac.id)
Date Deposited: 11 Oct 2017 15:45
Last Modified: 11 Oct 2017 15:45
URI: http://digilib.uin-suka.ac.id/id/eprint/27245

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