ANALISIS PENGARUH DANA PIHAK KETIGA, TINGKAT BAGI HASIL, CAPITAL ADEQUACY RATIO, NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, DAN BEBAN OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL, TERHADAP VOLUME DAN PORSI PEMBIAYAAN BERBASIS BAGI HASIL PADA BANK UMUM SYARIAH DI INDONESIA TAHUN 2013-2017

NAINUL MUNA, NIM. 14820070 (2018) ANALISIS PENGARUH DANA PIHAK KETIGA, TINGKAT BAGI HASIL, CAPITAL ADEQUACY RATIO, NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, DAN BEBAN OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL, TERHADAP VOLUME DAN PORSI PEMBIAYAAN BERBASIS BAGI HASIL PADA BANK UMUM SYARIAH DI INDONESIA TAHUN 2013-2017. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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	Text (ANALISIS PENGARUH DANA PIHAK KETIGA, TINGKAT BAGI HASIL, CAPITAL ADEQUACY RATIO, NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, DAN BEBAN OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL, TERHADAP VOLUME DAN PORSI PEMBIAYAAN BERBASIS BAGI HASIL PADA BAN) 14820070_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf - Published Version Restricted to Registered users only Download (11MB)

Abstract

Islamic banks as financial institutions have the function of collecting and redistributing public funds in the form of financing. Financing products that are core business in Islamic banking are financing based on profit sharing principles, because profit sharing financing can drive and advance the economy through the real sector. But in reality, murabahah financing or buying and selling still dominates financing channeled by Islamic banks. This study aims to examine and analyze the factors that influence the volume and portion of profit sharing-based financing, namely third party funds (TPF), profit sharing (TBH), capital adequacy ratio (CAR), nonperforming financing (NPF), financing to deposit ratio (FDR), and operating expenses on operating income (BOPO). Researchers took a case study on the Islamic Commercial Bank (BUS) which published its financial statements on the official website of the Financial Services Authority (OJK) in 2013 to 2017. The samples were 45 samples consisting of 9 BUS. The regression used in this study is panel data regression, where Fixed Effect is selected as the right regression model. In this regression, it was obtained the results that DPK had a positive and significant effect on the volume of profit sharing financing, but it did not have an effect on the portion of profit sharing financing. NPF has a negative and significant effect on the volume and portion of profit sharing based financing, the CAR does not have an effect on the volume of profit sharing financing, but has a positive and significant effect on the share of profit sharing. The profit sharing rate, FDR, and BOPO have no effect on the volume and portion of profit sharing based financing

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