Analisis Pengaruh Gaya Hidup, Religiusitas, dan Pendapatan Terhadap Keputusan Menabung di Bank Syariah (Studi pada Jamaah Ahad Pagi Masjid Al-Mutaqun Prambanan)

WILDAN ROCHMATUL KHOLIQ, NIM. 13820202 (2019) Analisis Pengaruh Gaya Hidup, Religiusitas, dan Pendapatan Terhadap Keputusan Menabung di Bank Syariah (Studi pada Jamaah Ahad Pagi Masjid Al-Mutaqun Prambanan). Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

One manifestation of the development of Islamic banking is the development of sharia-based banking. Interest in saving people in Islamic banks is basically driven by several factors such as lifestyle, religiosity and income. This study aims to explain the influence of lifestyle, religiosity and income on interest in saving in Islamic banks. The research method used in this study is quantitative research that seeks to analyze the effect or significant impact of the independent variables namely lifestyle, religiosity and income on the dependent variable, namely Interest in Saving in Islamic Banks. The results of this study indicate that the early morning worshipers of the Al-Mutaqun mosque are predominantly male because of the majority. Based on the results of multiple linear regression equations can be seen the regression coefficient of lifestyle is 0.171, the value of Sig. from Lifestyle is 0.015 <0.05. so that it can be concluded that lifestyle has a significant positive effect on the interest in saving in Islamic banks. The value of the regression coefficient of Religiosity is 0.034 <0.05, then religiosity has a significant positive effect on interest in saving in Islamic banks. The regression coefficient of income is 0.037, then income has a positive and significant effect on interest in saving in Islamic banks.

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