IMPLEMENTASI POJK NOMOR 11/POJK.03/2020 TENTANG STIMULUS PEREKONOMIAN NASIONAL SEBAGAI KEBIJAKAN COUNTERCYCLICAL DAMPAK PENYEBARAN COVID-19 DI PT. BPRS BANGUN DRAJAT WARGA

Ahyavi Suci Minantika, NIM.: 16380074 (2021) IMPLEMENTASI POJK NOMOR 11/POJK.03/2020 TENTANG STIMULUS PEREKONOMIAN NASIONAL SEBAGAI KEBIJAKAN COUNTERCYCLICAL DAMPAK PENYEBARAN COVID-19 DI PT. BPRS BANGUN DRAJAT WARGA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

Economic problems caused by the spread of COVID-19 have an impact on more than 5 (five) million creditors in Indonesia. This prompted the Otoritas Jasa Keuangan (Indonesian Financial Services Authority) to make changes to their rules as outlined in the regulation No.11 / POJK.03 / 2020 which regulates policies for banks that support economic growth stimulus for debtors who affected by the spread of COVID-19, including UMKM debtors, with due observance of precautionary principle. PT BPRS Bangun Drajat Warga as one of the companies that provides loans to more than 11,000 customers in Yogyakarta is obliged to participate in supporting the stimulus of economic growth. The preparation of this scientific paper uses a descriptive-analytic legal research method with a normative-empirical approach, then with data sourced from interviews and literature studies that are analyzed qualitatively with deductive theory, the compilers want to know the answers to the main problems, To analyze the implementation of POJK No.11 / POJK.03 / 2020 regarding the national economic stimulus as a countercyclical policy on the impact of the spread of COVID-19 at PT BPRS Bangun Drajat Warga Yogyakarta. The results of this scientific work show that the implementation of countercyclical policies at PT BPRS Bangun Drajat Warga has been carried out through a credit relaxation program for debtors who are affected by the spread of COVID-19. This relaxation provides relief for creditors to postpone payments for 1 year (since March 2020). However, the credit relaxation program at PT BPRS Bangun Drajat Warga Yogyakarta is still in the refinement stage and cannot be fully implemented for all creditors.

Item Type: Thesis (Skripsi)
Additional Information: Pembimbing : Dr. Moh. Tamtowi, M.Ag
Uncontrolled Keywords: Ekonomi; Fiqh Muamalah; Al-Mas'uliy
Subjects: Covid-19
Ekonomi Islam
Divisions: Fakultas Syariah dan Hukum > Hukum Ekonomi Syari'ah (S-1)
Depositing User: Muchti Nurhidaya /PPL
Date Deposited: 14 Oct 2021 15:34
Last Modified: 14 Oct 2021 15:34
URI: http://digilib.uin-suka.ac.id/id/eprint/45108

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