PEMBERDAYAAN EKONOMI MASYARAKAT BERBASIS ZAKAT DAN KEUANGAN MIKRO ISLAM (Studi tentang Misykat Dompet Peduli Umat Daarut Tauhiid)

Asep Suryanto, M.Ag, NIM.: 1330316001 (2020) PEMBERDAYAAN EKONOMI MASYARAKAT BERBASIS ZAKAT DAN KEUANGAN MIKRO ISLAM (Studi tentang Misykat Dompet Peduli Umat Daarut Tauhiid). Doctoral thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

Poverty in Indonesia has a variety of causes, such as the poor’s lack of diversification of entrepreneurial skills and abilities, and business capital access, uneven distribution of goods, poor infrastructure. Community Based Sharia Microfinance Empowerment (MISYKAT) Daarut Tauhid (DT) Community Concern Wallet (DPU) emerges as the answer in helping the low purchasing power communities to business capital and entrepreneurship access. Dealing with the problems, then, this study aims: 1) to analyze the implementation of community-based sharia microfinance (misykat) DPU DT in economic empowerment in rural, urban and rural-urban communities. 2) conducting an analysis of the implementation of the DT DPU task force in relation to the concept of religious spirituality doctrine of remembrance (zikir), thought, and endeavor. This study used descriptive qualitative method. Qualitative data analysis was performed after collecting data through in-depth observation and interviews. Qualitative analysis techniques were carried out in stages through data collecting, data reduction, data display, and conclusion. The findings of the research include: First, the implementation of community-based sharia microfinance empowerment (misykat) DPU Daarut Tauhid is carried out on 3 (three) typologies of the community, namely rural (urban), urban (urban), and rural-urban communities (rural-urban). In addition, it is found that there are differences in empowerment treatment in the typology of the community. In the rural communities, the facilitation is promoted through one-way communication (lecturing) but accompanied by motivation to be able to dialogue, more persuasive monitoring, inflexible time, and maintaining group togetherness. In urban communities, the facilitation is promoted through two-way communication (dialogue and discussion), firmer monitoring, more flexible time, and fostering group togetherness. Whereas, in rural-urban communities, the facilitation is undertaken through put forward semi-dialogue and discussion, persuasive monitoring, inflexible time, and maintaining group togetherness. Secondly, the doctrine of remembrance (zikir), thought, and endeavor of Daarut Tauhid as a religious spirit are the basis for the implementation of economic empowerment that emerges the concept of empowering Qalbu management which considers the following entrepreneurial characteristics: 1) the spirit of working as worship, 2) discipline of endeavor, 3) simple and economical living and endeavor of saving, 4) responsibility on the mandate, 5) solidarity and cooperation.

Item Type: Thesis (Doctoral)
Additional Information: Promotor/Penguji: Prof. Noorhaidi, M.A, M.Phil., Ph.D.; Prof. Hilman Latief, MA., Ph.D.
Uncontrolled Keywords: Economic empowerment; misykat; qolbu management; Bisnis MQ Corporation
Subjects: Hukum Islam > Zakat
Ekonomi Syariah
Divisions: Pascasarjana > Disertasi > Ekonomi Syariah
Depositing User: Muchti Nurhidaya [muchti.nurhidaya@uin-suka.ac.id]
Date Deposited: 15 Oct 2021 10:20
Last Modified: 15 Oct 2021 10:28
URI: http://digilib.uin-suka.ac.id/id/eprint/45463

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