FAKTOR-FAKTOR YANG MEMPENGARUHI NIAT BERKELANJUTAN MENGGUNAKAN FINTECH SYARIAH DI INDONESIA TECHNOLOGY CONTINUANCE THEORY (TCT) DAN INVESTMENT MODEL (IM)

M. Roif Muntaha, NIM.: 19208010020 (2021) FAKTOR-FAKTOR YANG MEMPENGARUHI NIAT BERKELANJUTAN MENGGUNAKAN FINTECH SYARIAH DI INDONESIA TECHNOLOGY CONTINUANCE THEORY (TCT) DAN INVESTMENT MODEL (IM). Masters thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

Advances in financial technology and a large market share are important points for the development of financial technology (FinTech) in Indonesia. This cannot be separated from the factors that influence the individual’s intention to continue using it. This study attempts to analyze the factors that influence the intention to continue using financial technology Islamic (FinTech) based on peer to peer (P2P) in Indonesia by usingtheories technology continuance theory (TCT) and investment model (IM). The data used are 323 respondents. The analytical method used is the structural equation model (PLS). The results of the study show that technology continuance theory (TCT), factors satisfaction, perceived usefulness, and attitude have a significant positive effect on continuance intentions to use Islamic FinTech. In the investment model (IM), the factor commitment has a significant positive effect on the intention to continue using Islamic FinTech. However, in the framework investment model (IM), thefactor quality of alternative has no significant effect on individual commitment. This study provides insights that can help decision makers to formulate their strategies regarding sustainable factors using Islamic FinTech.

Item Type: Thesis (Masters)
Additional Information: Pembimbing: Dr.H. Syafiq Mahmadah Hanafi, M.Ag
Uncontrolled Keywords: Financial Technology (FinTech) syariah, Technology Continuance Theory (TCT), Investment Model (P2P) Self Efficacy
Subjects: Ekonomi Syariah
Divisions: Fakultas Ekonomi dan Bisnis Islam > Ekonomi Syariah (S2)
Depositing User: Muh Khabib SIP.
Date Deposited: 13 Jan 2022 10:33
Last Modified: 13 Jan 2022 10:33
URI: http://digilib.uin-suka.ac.id/id/eprint/48435

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