SHARIA E-WALLET USER’S INTENTION DETERMINANTS:DO ISLAMIC VALUES AND PSYCHOLOGICAL ASPECTS MATTER

Muhammad Adam, - (2021) SHARIA E-WALLET USER’S INTENTION DETERMINANTS:DO ISLAMIC VALUES AND PSYCHOLOGICAL ASPECTS MATTER. In: PERAN EKONOMI SYARIAH DALAM PEMULIHAN EKONOMI NASIONAL PASCA PANDEMI COVID-19. Fakultas Ekonomi dan Bisnis Islam UIN Sunan Kalijaga, Yogyakarta, pp. 27-53. ISBN 978-623-97540-6-8

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Abstract

The emergence of sharia-based E-Wallet is a new thing in digital economy development. So, academic response is needed for this. This article is intended to measure the level of individual acceptance of Sharia E-Wallet by looking at the relationship between factors related to Intention, by using multiple Regression Analysis model. This study found that factors such as Performance Expectancy, Attitude and Anxiety have a significant impact on Intention to Use Sharia E-Wallet. Meanwhile, User Value and Effort Expectancy do not have a significant relationship. This research provides advice in building a digital economy in Indonesia through a program of strengthening Literacy, Socialization, Regulation, and Fatwa in utilizing the potential of Muslims and preferences in using sharia products in Indonesia in accordance with the grand plans in Building Sharia Economic and Finance 2019-2024

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