FAKTOR-FAKTOR YANG MEMENGARUHI MINAT MASYARAKAT MUSLIM MENGGUNAKAN QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) SEBAGAI ALAT PEMBAYARAN (STUDI KASUS PADA GENERASI MILENIAL DI KABUPATEN BANTUL)

Hilman Zidni, NIM.: 17108020037 (2023) FAKTOR-FAKTOR YANG MEMENGARUHI MINAT MASYARAKAT MUSLIM MENGGUNAKAN QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) SEBAGAI ALAT PEMBAYARAN (STUDI KASUS PADA GENERASI MILENIAL DI KABUPATEN BANTUL). Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

The development of information technology has now spread to the payment sector and has even adapted to the lifestyle of people who tend to want everything quickly, instantly, and efficiently so various payment methods appear that make it easier for users. The purpose of this study was to determine the relationship between perceived benefits, perceived convenience, attitudes towards use, perceptions, and beliefs about the intention to use QRIS as a payment technology for the Muslim millennial generation in Bantul Regency. This study uses TAM as the basic model. The population in this study is those who have never used QRIS to make payment transactions. Collecting respondents using a questionnaire with a Google form which was distributed to 200 respondents. The analysis technique used is the Structural Equation Model and Partial Least Square (SEM-PLS) using Smart PLS version 3 as an analytical tool. The results of this study indicate that perceived ease of use has a positive and significant effect on perceived usefulness. Perceived usefulness has a positive and significant effect on attitudes toward using. Perceived ease of use has a positive and significant effect on attitudes toward using. Attitude towards using has a positive and significant effect on the intention to use. Trust has a positive and significant effect on the intention to use. Meanwhile, perceived risk are negative and not significant toward intention to using QRIS.

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