PENGARUH TECHNOLOGY ACCEPTANCE MODEL (TAM), SECURITY DAN TRUST TERHADAP MINAT PENGGUNAAN QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) DI WONOSOBO

Rizky Zulfa, NIM.: 19108020044 (2023) PENGARUH TECHNOLOGY ACCEPTANCE MODEL (TAM), SECURITY DAN TRUST TERHADAP MINAT PENGGUNAAN QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) DI WONOSOBO. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

In line with the rapid development of technology, payment patterns and systems have undergone many developments and changes. The digital payment system is one form of existing development. Bank Indonesia participates in strengthening consolidation in the industry and developing modern payment system infrastructure, namely the Quick Response Code Indonesian Standard (QRIS). Payment systems with QRIS can also be made between ASEAN countries. The rapid development that exists, but still leaves some obstacles in payment using QRIS. This study aims to determine the interest in using QRIS through several variables, namely perceived ease of use, perceived usefulness, attitude toward using, security, and trust. The method used in this study is a quantitative method. The number of samples in this study was 125 respondents. The data collection technique is carried out by spreading questionnaires. The sample in this study was the Wonosobo community. The results of this study are that partially perceived ease of use, attitude toward using, and trust have a significant positive effect on the interest in using QRIS. Meanwhile, the perceived usefulness and security variables do not affect the interest in using QRIS. Simultaneously perceived ease of use, perceived usefulness, attitude toward using, security, and trust affect the interest in using the Quick Response Code Indonesian Standard (QRIS) in Wonosobo.

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