FAKTOR PENENTU PENGGUNAAN QUICK RESPONSE INDONESIA STANDARD (QRIS) SEBAGAI METODE PEMBAYARAN DI UMKM (STUDI KASUS UMKM DI KOTA YOGYAKARTA)

Nauval Shadiq Hia, NIM.: 19108010045 (2023) FAKTOR PENENTU PENGGUNAAN QUICK RESPONSE INDONESIA STANDARD (QRIS) SEBAGAI METODE PEMBAYARAN DI UMKM (STUDI KASUS UMKM DI KOTA YOGYAKARTA). Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

Quick Response Indonesia Standard (QRIS) is the latest payment method launched by Bank Indonesia on August 17, 2019 and designated as one of the national non-cash payment service providers. The presence of QRIS can facilitate transactions in today's digital era. However, there are still obstacles in implementing this payment method in Indonesian society due to the relatively low level of digital financial literacy due to various factors. This research aims to determine the influence of several factors such as business scale, education, experience, and business type on the use of QRIS payment method in MSMEs in Yogyakarta City. This research is a quantitative study with a population of 31,207 business actors, with a sample of 395 respondents. Data collection was carried out using questionnaires distributed through Google Form and interviews. The data analysis used is the probit regression test processed using the E-Views application. Based on the results of the study, it shows that the business scale and level of education have a significant influence on the development of MSMEs. Meanwhile, work experience does not have a significant effect on the development of MSME

Item Type: Thesis (Skripsi)
Additional Information: Pembimbing: Dr. Taosige Wau, S.E., M.Si.
Uncontrolled Keywords: Metode Pembayaran QRIS, Skala Usaha, Tingkat Pendidikan, Pengalaman Kerja, Jenis Usaha
Subjects: Ekonomi Masyarakat
Divisions: Fakultas Ekonomi dan Bisnis Islam > Ekonomi Syariah (S1)
Depositing User: Muh Khabib, SIP.
Date Deposited: 25 Sep 2023 08:22
Last Modified: 25 Sep 2023 08:22
URI: http://digilib.uin-suka.ac.id/id/eprint/60538

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