PENEGAKAN HUKUM TERHADAP DEBT COLLECTOR PINJAMAN ONLINE ATAS ANCAMAN KEKERASAN MELALUI MEDIA DIGITAL (STUDI DI KEPOLISIAN DAERAH ISTIMEWA YOGYAKARTA)

Muhamad Akbar Fuady, NIM.: 19103040091 (2023) PENEGAKAN HUKUM TERHADAP DEBT COLLECTOR PINJAMAN ONLINE ATAS ANCAMAN KEKERASAN MELALUI MEDIA DIGITAL (STUDI DI KEPOLISIAN DAERAH ISTIMEWA YOGYAKARTA). Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

The rapid development of technology has led to progress in various aspects of life. One of the things that cannot escape the development of technology is the development in the financial sector, especially online loans (financial technology). The ease of access and fast process is one of the triggers for the development of online loan applications. Therefore, the author discusses how the law enforcement efforts of the Yogyakarta Special Region Police against debt collectors who commit crimes of threatening violence to defaulting debtors and analyzes the police's efforts in uncovering crimes of threatening violence by debt collectors to defaulting debtors in the Special Region of Yogyakarta. This research is a type of field research with a juridical-empirical approach. The analysis method used is qualitative analysis method by analyzing and describing the data obtained in the field and associated with legislation. The analysis is carried out with the theory of law enforcement which is used as a parameter for the enactment of legal norms in the life of society and the state. The results of the study are law enforcement efforts by the DIY Police against the threat of violence by debt collectors against debtors through repressive steps. Repressive efforts themselves start from investigation, investigation, and case submission. Investigations and investigations are carried out by the Yogyakarta Special Region Police when there are complaints from the public. Law enforcement against debt collectors. While the effectiveness of law enforcement itself is analyzed by legal factors, facilities, law enforcement, society, and culture.

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