PENGARUH KEMAMPUAN KEUANGAN, SIKAP KEUANGAN, PERILAKU KEUANGAN, DAN STATUS SOSIAL TERHADAP LITERASI KEUANGAN (UMKM) DI YOGYAKARTA

Asmianti Tomia, NIM.: 21208012008 (2023) PENGARUH KEMAMPUAN KEUANGAN, SIKAP KEUANGAN, PERILAKU KEUANGAN, DAN STATUS SOSIAL TERHADAP LITERASI KEUANGAN (UMKM) DI YOGYAKARTA. Masters thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

This study examines the impact of financial capability, financial attitudes, financial behaviour, and social status on financial literacy among micro, small, and medium enterprises (MSMEs) in Yogyakarta. The target population for this study comprises micro, small, and medium enterprises (MSMEs) located in the region of Yogyakarta. The data collection strategy utilizes convenience sampling methods. The data utilized in this study is primary. The primary data was collected based on the responses of 130 participants as gathered through a questionnaire. The primary data was acquired by collecting responses from questionnaires provided to the participants. The data analysis was conducted using the SPSS 27.0 for Windows software. The findings of this study indicate that the financial literacy of micro, small, and medium enterprises (MSMEs) in Yogyakarta is influenced by factors such as abilities, attitudes, financial behaviour, and social position.

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