PENGARUH TRANSAKSI NON TUNAI TERHADAP PERMINTAAN UANG KARTAL SEBELUM DAN SESUDAH PANDEMI COVID-19

Reiza El Vita, NIM.: 20108010104 (2024) PENGARUH TRANSAKSI NON TUNAI TERHADAP PERMINTAAN UANG KARTAL SEBELUM DAN SESUDAH PANDEMI COVID-19. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

Technological developments and the Covid-19 pandemic have created challenges for the entire world economy, changing patterns of sosial interaction, payment systems and forms of money. This research aims to determine the effect of the non-cash payment system on the demand for currency in Indonesia in the period before and after the Covid-19 pandemic. The data used in this research is secondary data from January 2019-June 2023. The analysis used is the Error Correction Model (ECM) using eviews 9. In the short term, the nominal automated teller machine transactions and debit cards has a positive effect on the demand for currency, while the nominal card transactions Credit and Nominal Electronic Money Transactions and Covid-19 have no effect on demand for currency. In the long term, the nominal transactions for automated teller machines and debit cards, credit cards, electronic money and Covid-19 have a positive effect on the demand for currency.

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