ANALISIS FAKTOR YANG MEMPENGARUHI INDIVIDU DALAM MELAKUKAN PEMBIAYAAN MURABAHAH DI LEMBAGA KEUANGAN MIKRO SYARIAH (STUDI KASUS BMT EL ARBAH KUNINGAN JAWA BARAT)

Muhamad Eka Firdaus, NIM.: 20108030022 (2024) ANALISIS FAKTOR YANG MEMPENGARUHI INDIVIDU DALAM MELAKUKAN PEMBIAYAAN MURABAHAH DI LEMBAGA KEUANGAN MIKRO SYARIAH (STUDI KASUS BMT EL ARBAH KUNINGAN JAWA BARAT). Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

This research aims to determine the influence of TPB theory, namely attitudes, subjective norms, behavioral control and level of religiosity on individual interest in using murabahah financing at BMT El-Arbah Kuningan. The sampling technique used was purposive sampling, with a total of 105 samples. The data analysis method in this research uses partial least squares structural equation modeling (SEM-PLS). The results of the analysis show a positive and significant influence from the religiosity and behavioral control variables, as well as a positive but not significant influence from the subjective norm variable, while the attitude variable does not have a significant influence on individual interest in using murabahah financing.

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