DETERMINAN MINAT MENGGUNAKAN ZIS (ZAKAT, INFAQ DAN SEDEKAH) PADA GENERASI MILENIAL DAN Z: PERAN LITERASI DIGITAL SEBAGAI VARIABEL MODERASI

Nuvilu Usman Alatas, NIM.: 22208012056 (2024) DETERMINAN MINAT MENGGUNAKAN ZIS (ZAKAT, INFAQ DAN SEDEKAH) PADA GENERASI MILENIAL DAN Z: PERAN LITERASI DIGITAL SEBAGAI VARIABEL MODERASI. Masters thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

This study was conducted to identify the interest of millennials and z generation in paying Zakat, Infaq and Sadaqah (ZIS) through ZIS digitals in Indonesia. In this case, researchers used six independent variables, one moderating variable and one dependent variable. Independent variables include performance expectancy, effort expectancy, social influence, facilitating conditions, ZIS literacy and trust. The moderating variable in this study is digital literacy and the dependent variable is intention. Data analysis was carried out using the SEM-PLS (structural equation modelling - partial least square) approach. The data used in this study are primary data, quantitative research type and cross-section. The data collected were 310 respondents from various provinces in Indonesia using a Likert scale questionnaire with 5 answers. The analysis was carried out with the SmartPLS 3 application. The results found that performance expentancy, effort expentancy, social influence and trust are empirically and theoretically proven to have a significant positive effect on one's intention to pay ZIS (Zakat, Infaq and Sadaqah) through ZIS digitals. While facilitating conditions are not significant in this study. Digital literacy as moderation in this study shows significant results only on performance expectations.

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