Mustofa Sahri, NIM.: 21108030028 (2025) PENGARUH FINANCIAL SELF EFFICACY, SOCIAL INFLUENCE, PERCEIVED RISK, PERCEIVED EASE OF USE, DAN TRUST TERHADAP NIAT MASYARAKAT MENGGUNAKAN PLATFORM PEER TO PEER LENDING SYARIAH DI INDONESIA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.
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Text (PENGARUH FINANCIAL SELF EFFICACY, SOCIAL INFLUENCE, PERCEIVED RISK, PERCEIVED EASE OF USE, DAN TRUST TERHADAP NIAT MASYARAKAT MENGGUNAKAN PLATFORM PEER TO PEER LENDING SYARIAH DI INDONESIA)
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Text (PENGARUH FINANCIAL SELF EFFICACY, SOCIAL INFLUENCE, PERCEIVED RISK, PERCEIVED EASE OF USE, DAN TRUST TERHADAP NIAT MASYARAKAT MENGGUNAKAN PLATFORM PEER TO PEER LENDING SYARIAH DI INDONESIA)
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Abstract
This study aims to examine the effect of financial self-efficacy, social influence, perceived risk, perceived ease of use, and trust on people's intention to use the sharia peer to peer lending platform. This research is quantitative research with data collection methods through questionnaires. Based on the determination of the sample, 234 respondents were obtained where they were selected through purposive sampling. This research uses the Partial Least Square-Structure Equation Modeling (PLS-SEM) approach with the help of SmartPLS 4.0 software. The results of this study indicate that social influence, perceived ease of use, and trust have a significant effect on people's intention to use Islamic peer to peer lending platforms. Meanwhile, financial self-efficacy and perceived risk do not have a significant effect on people's intention to use Islamic peer to peer lending platforms.
| Item Type: | Thesis (Skripsi) |
|---|---|
| Additional Information / Supervisor: | Dr. Abdul Qoyum, S.E.I., M.SC.FIN. |
| Uncontrolled Keywords: | Financial Self-Efficacy, Social Influence, Perceived Risk Perceived Ease of Use, Trust, Peer to Peer Lending Syariah |
| Subjects: | 600 Sains Terapan > 650 Business/Bisnis > 658.15 Manajemen Keuangan |
| Divisions: | Fakultas Ekonomi dan Bisnis Islam > Manajemen Keuangan Syariah (S1) |
| Depositing User: | Muh Khabib, SIP. |
| Date Deposited: | 03 Jul 2025 09:53 |
| Last Modified: | 03 Jul 2025 09:53 |
| URI: | http://digilib.uin-suka.ac.id/id/eprint/71556 |
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