Salwa Aulia Fauziah, NIM.: 21108030015 (2025) PENGARUH KEPERCAYAAN, KEMUDAHAN, DAN KEAMANAN TRANSAKSI DIGITAL PAYMENT TERHADAP PERILAKU KONSUMTIF INDIVIDU DI ERA CASHLESS SOCIETY DENGAN DIGITAL SAVVY DAN LITERASI KEUANGAN SYARIAH SEBAGAI VARIABEL MODERASI. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.
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Text (PENGARUH KEPERCAYAAN, KEMUDAHAN, DAN KEAMANAN TRANSAKSI DIGITAL PAYMENT TERHADAP PERILAKU KONSUMTIF INDIVIDU DI ERA CASHLESS SOCIETY DENGAN DIGITAL SAVVY DAN LITERASI KEUANGAN SYARIAH SEBAGAI VARIABEL MODERASI)
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Text (PENGARUH KEPERCAYAAN, KEMUDAHAN, DAN KEAMANAN TRANSAKSI DIGITAL PAYMENT TERHADAP PERILAKU KONSUMTIF INDIVIDU DI ERA CASHLESS SOCIETY DENGAN DIGITAL SAVVY DAN LITERASI KEUANGAN SYARIAH SEBAGAI VARIABEL MODERASI)
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Abstract
This study aims to analyze the effect of trust, convenience, and security of digital payment transactions on individual consumptive behavior in the era of cashless society with digital savvy and Islamic financial literacy as moderating variables. The research method uses a quantitative approach with PLS-SEM analysis techniques on 155 respondents in the Special Region of Yogyakarta. The results show that trust, convenience, and security significantly influence consumptive behavior. Digital savvy does not play a role as a moderating variable, while Islamic financial literacy is able to moderate the influence of trust and convenience but not significantly on security. These findings emphasize the importance of Islamic financial literacy in controlling consumptive behavior amid the rapid use of digital payments.
| Item Type: | Thesis (Skripsi) |
|---|---|
| Additional Information / Supervisor: | Izra Berakon, M.Sc. |
| Uncontrolled Keywords: | Kepercayaan, Kemudahan, Keamanan, Perilaku Konsumtif, Digital Payment |
| Subjects: | 200 Agama > 297 Agama Islam > 297.273 Islam dan Ilmu Ekonomi, Perbankan Syariah, Lembaga Keuangan Syariah |
| Divisions: | Fakultas Ekonomi dan Bisnis Islam > Manajemen Keuangan Syariah (S1) |
| Depositing User: | Muh Khabib, SIP. |
| Date Deposited: | 24 Oct 2025 09:40 |
| Last Modified: | 24 Oct 2025 09:40 |
| URI: | http://digilib.uin-suka.ac.id/id/eprint/73870 |
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