PENGARUH SUMBER DAYA MANUSIA DAN AKSES PERMODALAN TERHADAP KEMISKINAN DI 16 PROVINSI INDONESIA TAHUN 2015-2024

Windy Khalisatunnisa, NIM.: 22108010031 (2026) PENGARUH SUMBER DAYA MANUSIA DAN AKSES PERMODALAN TERHADAP KEMISKINAN DI 16 PROVINSI INDONESIA TAHUN 2015-2024. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

This study aims to analyze the effects of Average Years of Schooling, MSME Credit, Domestic Investment (DI), and Foreign Direct Investment (FDI) on the poverty rate using a sample of 16 provinces in Indonesia, namely Bali, South Kalimantan, DKI Jakarta, Bangka Belitung, Central Kalimantan, East Kalimantan, Banten, West Sumatra, North Maluku, Riau, Jambi, North Sulawesi, West Java, North Sumatra, South Sulawesi, and East Java, during the 2015–2024 period. The analytical method used is panel data regression with the Random Effect Model (REM), selected based on the Chow Test, Hausman Test, and Lagrange Multiplier Test, using EViews 12 as the analytical tool. The results show that, partially, Average Years of Schooling and MSME Credit have a significant effect on the poverty rate, while DI and FDI have no significant effect. Simultaneously, all independent variables have a significant effect on the poverty rate. The coefficient of determination of 33.38% indicates that the variables in the study explain 33.38% of the variation in the poverty rate, while the remaining 66.62% is explained by factors outside the research model.

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