MEMPENGARUHI JUMLAH SIMPANAN NASABAH DI BANK SYARIAH (STUDIKASUS BANK MUAMALAT INDONESIA)

MUH. GHAFUR WIBOWO , - (2004) MEMPENGARUHI JUMLAH SIMPANAN NASABAH DI BANK SYARIAH (STUDIKASUS BANK MUAMALAT INDONESIA). Aplikasia VOL. V, NO. 2, DESEMBER 2004.

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Abstract

In the short term, the pattern of society saving in BMI is heavily influnced by income, the increase of income will be followed by the increase of saving, and vise versa. In the long term, GDP variable will negatively affecting mudharabah. It might happen because in the long term, people want to get high return from the return BMI could give. People's willingness to save in BMI are not influnced by the motive of profit sharing return, but be influnced by other factors that are not found here. The amount of profit sharing does not effects on people's willingness to save in BMI, neither does the interest rate of conventional banks. So, this paper will analyse the effects of profit sharing, interest rate, and income mudharabah in BMI.

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