ANALISIS PERKEMBANGAN USAHA MIKRO KECIL DAN MENENGAH SEBELUM DAN SESUDAH MENDAPAT FASILITAS PEMBIAYAAN DARI BANK SYARIAH DI YOGYAKARTA

Natasya Risqi Laily, NIM.: 18108010064 (2022) ANALISIS PERKEMBANGAN USAHA MIKRO KECIL DAN MENENGAH SEBELUM DAN SESUDAH MENDAPAT FASILITAS PEMBIAYAAN DARI BANK SYARIAH DI YOGYAKARTA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

This study aims to analyze the different conditions of MSMEs before and after obtaining financing from Islamic Bank as seen from sales turnover, business profit, and labor indicators. The type of this research is quantitative descriptive.The population of this research is MSMEs that received financing facilitiy from Islamic Banks in the Lempuyangan market and its surroundings. The sampling technique is a purposive sampling with total 39 respondents. The type of data that is collected is primary data. The method of data analyse includes descriptive statictical tests and the Wilcoxon sign rank test. Based on the results of the Wilcoxon sign rank test, it shows that from the business development indicator used, namely sales turnover, business profits, and labor, a -P value of <0.05 is obtained which means that obtaining Islamic Bank financing for MSMEs has a practical impact in increasing sales turnover, profits, and labor.

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