PENGARUH CASHLES PAYMENT TERHADAP PERTUMBUHAN EKONOMI INDONESIA

HERLINA SUZANTIA, NIM: 19208010038 (2021) PENGARUH CASHLES PAYMENT TERHADAP PERTUMBUHAN EKONOMI INDONESIA. Masters thesis, FAKULTAS EKONOMI DAN BISNIS.

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Abstract

This study explores and investigates the relationship between economic growth and cashless payment system through electronic money, credit card, debit card/ATM and internet banking. Quantitative design in the form of quarterly data from 2012Q4 to 2020Q4 obtained from the Badan Pusat Statistik and Bank Indonesia, the analysis method is used Autoregressive Distributed Lag (ARDL) using the Eviews10 program. The results showed that economic growth in the long term is influenced by variables e-money, debit cards/ATM and internet banking. Meanwhile, credit card variables cannot be affected in the long run. In the the short term it is influenced by e-money and debit/ATM cards, while other variables such as credit cards and internet banking have no effect on Indonesia's economic growth.

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