KEPERCAYAAN DALAM PEMBERIAN FASILITAS PEMBIAYAAN BNI SYARIAH YOGYAKARTA

SAGIMAN SAKIYO, NIM : 17200010005 (2021) KEPERCAYAAN DALAM PEMBERIAN FASILITAS PEMBIAYAAN BNI SYARIAH YOGYAKARTA. Masters thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

Inceasing public awareness of Islamic low as a reference in achieving this the awareness influence prosperity, this awareness influences and changes the way people perceive Sharia ec0n0mic problems which tend to avoid usury In responding to the aspiration of the community, BNI Syariah in investnen service activities and providing fin ancin g facilities to Mudarib based on the Banking Law No.21 of 2008 and the fatwa of the Islamic Sharia Council, as well as the fatwa of The National Sharia Council (DSN) MUI provided financing fasilities bassed on the formal provision of the implementing the 5Cplus 3P, system which aim to have positive implication for strengthening the trust factor. The trust factor is the starting point that can preserve the social exchange of each actor, in the form of cooperation in the business sector in an effort to obtain reciprocal benefits from both parties, namely for BNI Syariah providing financial capital and Mudarib as auser of financing facilities. To contribute to each other inbusiness development, The Bank as the fund operator promotes commitment and consistency, which is the principleof trust which in manifested in the form of prudence in providing financing facilities to Mudarib.In line with this, the risults of research by prioritizing the trust factor of operational realization show high achievement of fundraising and ivate wim normally reaches 100 percent collectability, which means that financing is not burdened by NPL( Non Peforming Loan), in the 2018- 2018 priod, In other words, the trust factor makes this an indication that the trust factor is well controlled.

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