PENGARUH KEMUDAHAN, MANFAAT, DAN SIKAP TERHADAP PERILAKU PENGGUNAAN E-WALLET SYARIAH DENGAN RISIKO SEBAGAI VARIABEL MODERASI (STUDI PADA PENGGUNA LINKAJA SYARIAH DI YOGYAKARTA)

Ahmad Miftahul Fauzi, NIM.: 19108030080 (2023) PENGARUH KEMUDAHAN, MANFAAT, DAN SIKAP TERHADAP PERILAKU PENGGUNAAN E-WALLET SYARIAH DENGAN RISIKO SEBAGAI VARIABEL MODERASI (STUDI PADA PENGGUNA LINKAJA SYARIAH DI YOGYAKARTA). Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

This study aims to obtain empirical evidence regarding the effect of perceived ease of use, perceived usefulness, attitude toward using, and intention to use the behavior of using Islamic e-wallet with perceived risk as a moderating variable, a study on LinkAja Syariah users in Yogyakarta. The sample in this study was 47 LinkAja Syariah users. This study uses the PLS-SEM analysis method with the help of WarpPLS 7.0 software. The results showed that perceived ease of use and perceived usefulness had no effect on intention to use. The attitude toward using has a positive and significant effect on the intention to use. Furthermore, the intention to use has a positive and significant effect on the behavior of using sharia e-wallet. Meanwhile, perceived risk is not able to moderate the influence of intention to use the behavior of using sharia e-wallet.

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