Mia Putri Audina, NIM.: 22108030067 (2026) PENGARUH FINANCIAL SELF-EFFICACY, GAYA HIDUP, DAN LITERASI KEUANGAN SYARIAH TERHADAP KESEJAHTERAAN KEUANGAN MASYARAKAT DENGAN PERILAKU PENGELOLAAN KEUANGAN SEBAGAI VARIABEL MEDIASI PADA MASYARAKAT KOTA YOGYAKARTA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.
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Text (PENGARUH FINANCIAL SELF-EFFICACY, GAYA HIDUP, DAN LITERASI KEUANGAN SYARIAH TERHADAP KESEJAHTERAAN KEUANGAN MASYARAKAT DENGAN PERILAKU PENGELOLAAN KEUANGAN SEBAGAI VARIABEL MEDIASI PADA MASYARAKAT KOTA YOGYAKARTA)
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Text (PENGARUH FINANCIAL SELF-EFFICACY, GAYA HIDUP, DAN LITERASI KEUANGAN SYARIAH TERHADAP KESEJAHTERAAN KEUANGAN MASYARAKAT DENGAN PERILAKU PENGELOLAAN KEUANGAN SEBAGAI VARIABEL MEDIASI PADA MASYARAKAT KOTA YOGYAKARTA)
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Abstract
This study aims to determine the effect of financial self-efficacy, lifestyle, and Islamic financial literacy on the financial well-being of the community with financial management behavior as a mediating variable in the community of Yogyakarta City. The sampling technique used was purposive sampling, with a sample size of 220 respondents from the community of Yogyakarta City. Data were analyzed using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method with the help of SmartPLS software version 4.1.1.7. The results of the analysis show a positive and significant influence of financial self-efficacy and financial management behavior, as well as a negative influence of lifestyle on the financial well-being of the community, while Islamic financial literacy has no significant effect. Then, financial self-efficacy and Islamic financial literacy have a significant positive impact on the financial well-being of the community through financial management behavior as a mediator, while lifestyle has no effect through the mediation of financial management behavior.
| Item Type: | Thesis (Skripsi) |
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| Additional Information / Supervisor: | Furqonul Haq, S.E.I., M.E.I. |
| Uncontrolled Keywords: | Financial Self-Efficacy, Gaya Hidup, Literasi Keuangan Syariah, Perilaku Pengelolaan Keuangan, Kesejahteraan Keuangan Masyarakat |
| Subjects: | 600 Sains Terapan > 650 Business/Bisnis > 658.15 Manajemen Keuangan |
| Divisions: | Fakultas Ekonomi dan Bisnis Islam > Manajemen Keuangan Syariah (S1) |
| Depositing User: | Muh Khabib |
| Date Deposited: | 23 Jul 2026 14:59 |
| Last Modified: | 23 Jul 2026 14:59 |
| URI: | http://digilib.uin-suka.ac.id/id/eprint/77630 |
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